You’ll usually need at least 10 qualifying years on your National Insurance record to get any State Pension. You’ll need 35 qualifying years to get the full new State Pension. You’ll get a proportion of the new State Pension if you have between 10 and 35 qualifying years.

What makes me eligible for a pension?

To qualify for pension credit you must: Have reached state pension age. If you’re in a couple, you’ll BOTH need to have reached state pension age. You don’t have to be married or in a civil partnership, you’re considered a couple if you live together.

Who can claim UK pension?

To get the full basic State Pension you need a total of 30 qualifying years of National Insurance contributions or credits. This means you were either: working and paying National Insurance. getting National Insurance Credits, for example for unemployment, sickness or as a parent or carer.

Can I get both Irish and UK state pensions?

It is possible to have a pension from Ireland and one or all of the other countries. You may be able to use your insurance records from Ireland and the other country to qualify for a State Pension (Contributory).

You can claim the new State Pension at State Pension age if you have at least 10 years National Insurance contributions and are:

  • a man born on or after 6 April 1951.
  • a woman born on or after 6 April 1953.

What makes you eligible for a British state pension?

A British state pension is afforded to those who have paid in the required amount of National Insurance during their lifetime no matter where they live. You may also be eligible to pension benefits based on contributions to other countries’ welfare systems (e.g.

How can I claim my state pension in the UK?

You and your family can apply to the EU Settlement Scheme to continue living in the UK. You can claim State Pension abroad if you’ve paid enough UK National Insurance contributions to qualify. Get a State Pension statement if you need to find out how much State Pension you may get. You must be within 4 months of your State Pension age to claim.

Do you need more qualifying years for state pension?

You need more qualifying years to get a full State Pension and a certain minimum number of years to get any State Pension at all. Your State Pension might be affected if you’re a transgender person and you: Find out more and contact the Gender Recognition team.

Do you have to have bank account to claim UK pension?

This includes the EEA and Switzerland but excludes countries like Australia. You must choose one country and respective bank account to which your pension will be paid and must make your initial claim within 4 months and 4 days of the state pension age.